Here are some things to look for in a home warranty company:

What is Covered? – Home warranties usually cover small things and appliances in your home that can break or have electrical problems frequently. Home warranties are meant to cover those things in your home that can be expensive to fix, but are not covered by your home warranty. Here is an example of some of the things that would be covered in a home warranty plan:

appliances
plumbing issues
heating system components
heater vents
electricity

Consider the likelihood of what types of things might break down in your home over the next year. Even if you in a house that is new, new appliances can be expensive to fix if something does happen.

Find Reviews Online – Read reviews online from other customers who have used and better yet, made claims with their home warranty companies. She which companies have a record of good customer service. See which companies make filing a claim easy and follow through with payment. Check free online review sources, but don’t overlook the paid review sources.  This is one industry that is definitely worth paying to research before you sign up.

Check With the BBB – Always make sure you check with the Better Business Bureau to make sure that there hasn’t been any unethical activity going on with the home warranty company you are considering using.

Compare Plans & Prices – Always make sure you compare quotes and coverage with different companies before you decide on which company to work with. Its best to compare quotes with at least 3-4 before you decide.

Home warranty companies have become increasingly more difficult to work with.  The level of dissatisfaction with home warranty companies is at an all time high. It’s very important to do your research and make sure you find an honest, ethical company to work with.  Don’t feel rushed to get a new home warranty.  It’s better to wait until you find one that you are confident is ethical and provides quality service than that you rush into working with one that will not protect you when it comes time to make a claim.

It is important to have a new home warranty when you have just purchased a new house.  You want to insure the little things in your house that can be expensive, but that don’t fall under your normal home owners insurance policy.   Make sure you are protected, just be sure to do your homework first.